Frequently Asked Questions

These cards are issued by Synchrony Bank. Both cards have the same benefits and rewards, the only difference is that the GapCard is only valid for Gap and other companies it owns, while the Gap Visa card can be used to pay for purchases at any location.


Plus, with Gap Credit Card you get 20% off your first purchase and free delivery service. When you reach 5,000 points in a year, your card is upgraded to Gap Silver, making the Gap shopping experience the most rewarding.

Common Questions

When will my current Synchrony account stop work?

The Synchrony Gap Inc credit card will work until June 19, 2022. Synchrony Gap Inc’s online account will no longer be accessible to customers after June 16, 2022, when the service is discontinued.

My Synchrony credit card has an outstanding balance on it. What happens if I do not pay it in full?

However, the existing account will be transferred to Barclays, including any current outstanding balance. If you have a pending payment, you have until June 16 to settle your current payment by paying online or over the phone. If you are sending an email for payment, please send it at least 7 days before June 16, 2022.

What is the biggest change here at Mastercard?

The most significant change is the switch from the credit card network provider from Visa to Mastercard. There will be performance differences. From now on, customers benefit from all the advantages offered by Mastercard.

Does Gap offer free shipping to Gap cardholders?

The Gap Card or Gap Visa Card offers free shipping on your first Gap, Banana Republic, Old Navy, and Athleta purchase sent to a single US address when you use your Gap Card or Gap Visa Card. There is a first purchase promo code that must be entered and the free shipping option must be selected.