The GapCard offers special rewards for shopping at the Gap and its affiliated stores: Old Navy, Banana Republic, and Athleta. If you shop at these stores often, a GapCard can be a great way to save money.


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  1. You get great rewards at Gap and sister brands

Yes, the Gap Good Rewards Mastercard credit card specifically rewards you for your Gap purchases. But you’ll also get great rewards for using the card at other retailers under the Gap umbrella, including Gap Factory, Old Navy, Banana Republic, and Athleta.

  1. You get solid benefits

The card’s ongoing rewards are great, but your discounts can be even more valuable. For starters, the card saves you 20% on your first purchase at Gap or Gap Factory stores, as long as you make the purchase within 14 days of opening your account.

Also, through January 2023, you’ll earn 5 points for every $1 spent on any purchase, instead of 1 regular card point for every $1 spent on non-Gap-branded purchases.

  1. These rewards can only be used within the brand

If your main goal is to earn discounts on future Gap Credit Card brand purchases, this card may be useful for you. For every $100 you spend with your card at an eligible store, you’ll receive a $5 discount on your next purchase at a Gap family store.

  1. Big donors can achieve “Icon” status

Earn 5,000 Rewards Points in a calendar year and upgrade to a Gap Icon account. This status comes with a number of economic benefits, including:

  • Free 2-3 day shipping on purchases of $50 or more.
  • Free basic changes to clothes purchased from the Banana Republic store or online.
  • Choose your own sale day.
  • A quarterly bonus of 500 points.
  1. When using a scale, stay away from this place

The current APR is a variable of 26.74%. Despite saving money with Gap Good Rewards Mastercard offers and discounts, make sure you can withdraw your balance in full each month. Otherwise, the inflated interest rate is sure to erase your initial discounts.